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The annals of Parliament are chock full of laws called "Usury Acts" that regulated the permissible rates of interest in England and the United Kingdom. These were repealed by the boringly short-titled "Usury Laws Repeal Act," 17 & 18 Vict. c. 90. I'll edit if and when I can find an online copy of the full text of the act. Usury laws in the UK were abolished in the 19th Century. The problem with usury laws is that they don't mean people lend at 20% instead of 2000%. They mean that people don't lend at all or worse, that people borrow from loan sharks, who are willing to break more laws than just usury to collect their debts.

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